Cox Confirms a Cybersecurity Incident at VinSolutions.
On October 26, 2026, Cox Automotive confirmed that it found and contained “suspicious activity” on VinSolutions, the customer relationship management (CRM) system that about 7,000 dealerships use to track leads, deals and customers. Cox said the activity “did not involve any encrypting malware,” did not stop dealers from using the system, and touched no other Cox product. It said a limited subset of VinSolutions dealers was affected, that outside cyber experts are working out what data was involved, and that it will notify affected parties directly.
Cox has not said how many dealers or customers are affected or what kind of information was taken.
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Important Policy Regarding Kentucky Red Titles and Proof of Ownership
MEMORANDUM
To: Licensed Utah Vehicle Dealers
From: Utah State Tax Commission
Date: October 20, 2026
Subject: Important Policy Regarding Kentucky Red Titles and Proof of Ownership.
The purpose of this memorandum is to advise licensed Utah dealers of a critical policy clarification regarding the acceptance of certain vehicle titles originating from Kentucky.
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New Utah Dealership Advertising Rules Explained
What Utah dealers need to know about prices, promotions, dealership signs, and sales statements that goes into effect December 2nd.
A vehicle’s advertised price should give a customer a clear understanding of what the dealer will charge. That principle is central to Utah’s revised vehicle advertising rule, R877-23V-7.
The revised language addresses mandatory dealer fees, installed products, conditional rebates, vehicle availability, and promotional claims. It also makes clear that advertising reaches beyond a dealership’s website or paid advertisements. Window stickers, showroom signs, banners, price tags, and spoken statements about vehicles offered for sale or lease all fall within the rule’s broad definition.
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HB 228: Utah’s New Vehicle Title Branding Law
What Utah Dealers Need to Know Before January 1, 2027
Utah dealers who purchase used vehicles—particularly vehicles from out-of-state auctions, wholesalers, trade-ins, and other interstate sources—should begin preparing for an important change to Utah’s vehicle titling system.
During the 2026 General Session, the Utah Legislature passed HB 228, Vehicle Sales Amendments. The legislation makes significant changes to how Utah identifies and handles vehicles with salvage, total-loss, damage, and other title histories.
HB 228 takes effect January 1, 2027.
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Guaranteed Asset Protection (GAP) Waiver - Are You In Compliance?
A retail vehicle seller who sells a guaranteed asset protection (GAP) waiver must hold a limited line agency or individual producer license, with the GAP waiver line of authority, issued by the Insurance Department. Unless licensed, a person may not sell, offer to sell, or otherwise provide a GAP Waiver in a retail vehicle sales transaction. Utah Code § 31A-6b-201.
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Auto Loan Delinquencies Rise
An increased number of consumers are struggling with monthly auto loan payments, which have risen due to rising car prices, higher financing costs and increased interest rates.
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CFPB Notifies Court it Cannot Lawfully Draw Funds from the Federal Reserve
Today, the Consumer Financial Protection Bureau (CFPB) filed a notice informing the court in NTEU v. Vought that the Department of Justice’s Office of Legal Counsel (OLC) has determined that the Bureau may not legally request funds at this time from the Federal Reserve under Dodd-Frank.
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Trump Administration Declares CFPB Funding Illegal
The decision, disclosed in a court filing, puts the Consumer Financial Protection Bureau on track to shut down in ‘early 2026’ when its remaining cash runs out.
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Fed Cuts Interest Rates
The Federal Open Markets Committee has decided to lower the target range for the federal funds rate by 1/4 percentage point to 3-3/4 to 4%, in support of its goals and in light of the shift in the balance of risks, it reported Oct. 29.
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California's New CARS Act Aims to Save People from Shady Car Deals
Earlier this month, California Governor Gavin Newsom signed the California Combating Auto Retail Scams (CARS) Act into law.
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Auto Supply Rises, Sales Decline
September brought signs of a cooling automotive market as new vehicle sales dropped by 7.5% and new vehicle inventory rose more than 60,000 units from 2.83 million to 2.89 million.
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Privacy4Cars Named Top Small Business
Privacy4Cars has been named among America’s Top Small Businesses and recognized as this year’s Global Stars honoree on the CO—100: America’s Top 100 Small Businesses list.
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Down Payments ‘Plunge,’ Loan Terms Stretch
New-vehicle financing trends in Q3 2025 continue to underscore the affordability challenges facing car shoppers, according to the latest analysis from Edmunds.
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This Major US Auto Lender Went Bust as Record Number of Americans Lag on Debt Payments. How to Protect Yourself Now
Americans are struggling to pay their bills, and the collapse of a major auto lender shows just how dire things are getting.
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New Requirement: Owner Names Must Match Government-Issued Identification
Moving forward, the name on a vehicle title application must now match the owner's name as it appears on their government-issued identification, such as a driver's license or state ID card. The only exceptions are for vehicles titled in a business or trust name.
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Leader of National Catalytic Converter Theft Ring Pleads Guilty and Admits to Selling Stolen Goods for More Than $600M
A New Jersey man pleaded guilty today in federal court in the Northern District of Oklahoma to leading a multi-state operation that stole thousands of catalytic converters from private vehicles and sold them on a secondary market for millions of dollars, based on the value of the precious metals that the converters contain.
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Asbury Automotive Sells Off Provo Stores
Kerrigan Advisors, a sell-side advisor to auto dealers nationwide, represented Atlanta-based Asbury Automotive in the sale of its Larry H. Miller Ford, Chevrolet and CDJR dealerships in Provo, Utah to Salt Lake Valley Auto Group.
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US Court Throws out Biden-Era Rules Designed to Protect Car Buyers
A U.S. appeals court on Monday threw out consumer protection rules adopted by the Biden administration to ban bait-and-switch tactics and prohibit auto dealers charging for add-on costs that do not benefit new car buyers.
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